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Gateway formally does business as (d.b.a) Amherst Financial.

Amherst Financial Services is a fee only, Independent Financial Planning Company.  Being a fee only company means there is no bias or hidden objectives. As an independent, there is no preference in data gathering in developing plans and/or making recommendations. Amherst Financial Services' objective is to do what is right for our clients. We are compensated only by our clients.

Amherst Financial Services specializes in Investment Planning, Retirement Planning and Estate Planning. We employ Asset Allocation, utilizing modern portfolio theory. No-Load Mutual Funds and Exchange Traded Funds are our primary investment vehicles.

Committed to the Client, FIRST and FOREMOST

As a fee only independent financial planning company, there is no bias with any specific financial industry (i.e., insurance, brokerage houses, banks, etc.). There is no special preference in data gathering, in developing plans, making recommendations and/or investing. AFS’ objective is to do what is right for our clients. We are compensated only by our clients.

Why YOU need a Plan . . .

As certified financial planners, we are eager to point out that there are many events in our lives for which we need to plan.

Medical advances have substantially increased our life expectancy in recent years giving us all the opportunity to enjoy many more years of RETIREMENT. Although this is certainly good news, it presents each of us with a very serious financial challenge ~ accumulating enough wealth to comfortably carry us through our golden years, especially when you factor in the cost of inflation. Planning well for our retirement may greatly reduce the risks of us outliving our assets and gives us the opportunity to do the things we always wanted to do in life.

As we all look ahead to the future of our children, we come to realize that the greatest opportunities will become available to those with a COLLEGE EDUCATION. However, the costs of an advanced education have spiraled upward in recent years with no indication of this trend reversing itself. Proper planning may help you better deal with the rising costs of tuition and reduce the financial burden on our children.

And finally, there are TAXES. Taxes, today and tomorrow take an ever increasing share of our income, and passing on an ESTATE to our heirs is made more difficult and more expensive by the increase of complex tax laws.


Amherst does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Amherst's web site or incorporated herein, and takes no responsibility therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.            
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